Re: USA Health Insurance is a Joke!!


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Posted by Mike on December 18, 19102 at 22:59:31:

In Reply to: Re: USA Health Insurance is a Joke!! posted by Gibby on December 18, 19102 at 22:26:57:

: If it's any consolation, there are a lot of insurance plans that are not this limited. I have had a couple plans (through employers) that had that one in a lifetime thing - it is truly ludicrous and archaic. I went quite a few years early on thinking all plans were like that - and kept saving my own money for seven years for a new prosthesis while limping along on an old poorly fitting one. I finally went to get a new one and found that coverage had improved and another leg was now covered. I have actually had more plans that do not have such limits though. My current employer is switching to a different plan for 2003. My prosthetist tells me the new plan is quite good - there are really no limits and they quite readily cover the c-leg. To the extent I can plan for anything I always try to get new legs or major rework done while I know I have good insurance coverage.

Hi thanks for the reply, after looking at my place of work's health insurances I did notice one thing I can do--switch insurance plans ;-). Apparently they have a few insurance plans here that offer that same one leg per lifetime deal so come next year I will be switching insurance to blue shield to get my one leg on that policy...I know it may seem a little unethical but I guess ya gotta do what you gotta do.

Mike


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